Things to repair credit report you can do now, and long-term credit repair measures.
short – term credit report repairing measures
check you credit first to find mistakes and negative factors
pay your bills on time
reject opening many new credit accounts
long-term credit report repairing measures
open responsible new accounts and pay them in time to renew your credit history
check your credit reports regularly
open credit cards and use them responsibly
Credit Score Repair Tips
How to improve credit score fast and long-perspective measures..
short-term repair credit score measures
open credit accounts if you had none (200 points)
pay out your debts to improve your credit score
long-term credit score repair
use more responsibly your credit cards more than 25 times (+150 points)
consolidate your 2 or more debts to improve credit score in a one (+20 points)
keep balances low
TIP of the day:
You have the right under federal law to challenge items on your credit report. The credit bureau then has 30 days to decide whether that item should be removed.