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Credit Report and Score FAQ
How can I get free copy of my credit report and my credit score
Simply provide all the information about you required. Enter your data in appropriate form. And that’s all.
Can I get a free credit report without a credit card?
Your credit card information is the essential part of authorization process. We need to know who you really are. You are assigned for a free credit report
monitoring trial for 30-days period. You can cancel free trial in 30 days and you won’t be charged. Credit reporting services usually don’t provide free
credit report without credit card information.
Does ordering my credit report and my credit score hurt’em?
Absolutely no. You are legally assigned for checking your credit report. That’s what is called “consumer pull” and it has no negative affect on your credit
report and score information.
Does checking my credit report by a creditor affect my credit report and my credit score?
This time the answer is “yes”. Because if you let somebody check your credit report, it means you are going to apply for a new credit.
What is a good credit score?
You can call it a good credit score if your number is more than 700. It gives you a possibility of obtaining a lower interest rate loan.
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TIP of the day:
If a credit bureau refuses to correct a mistake, you can sue them.
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